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Long-Term Care Insurance

The last piece of your financial plan...

LONG-TERM CARE INSURANCE is the product that the United States Government, The National Council of Governors, The American Medical Association and any true Insurance and Financial advisor (attorney, accountant, etc.), should be telling you to learn about. It's the last piece of protection, the last piece of your financial plan. It helps you preserve your assets, it gives you independence and dignity and most important, it leaves a legacy to all, remembering that you were there for the ones you loved and they were there for you... because they wanted to be... not because they had to be! Nobody knows Long-Term Care Insurance like THE MERKER INSURACE GROUP! WHY you may ask... because we experienced it and we have studied it and realized that this product is the most important insurance one can have... because we are living longer!!!

We at the MERKER INSURANCE GROUP represent all of the major Long- Term Care Insurance Companies. We represent Genworth, John Hancock, MetLIfe, Mutual of Omaha, Allianz, Med America, Penn Treaty (NJ & CT)\ American Network (NY), Mass Mutual, Guardian\Berkshire & Prudential.

We at The MERKER INSURANCE GROUP are Certified by the States of New York and Connecticut to represent their Partnership Plans. Presently, New Jersey does not have a Partnership Plan that is being offered to the people of New Jersey. A Partnership Plan is a Long-Term Care Insurance Policy in conjunction with the States Medicaid System. The Plan is to protect all or some of ones assets. When the Long -Term Care Insurance Policy runs out of dollar benefits for either Home Care or Facility Care, one has the option of apply into the State's Medicaid System for care. It is our pleasure to discuss this Long-Term Care optioin with you in greater detail. Call us! 888-516-LIFE(5433)... "IT'S YOUR LIFE... IT'S YOUR DECISION" - David Merker

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